Articles

20 Ways I Save Money as an Immigrant Living in South Africa
Rising living costs, volatile exchange rates, and limited safety nets have made financial discipline a necessity rather than a choice for many immigrants in South Africa. For those navigating a new country, often while supporting family across borders, saving money is not just about comfort; it is about survival, stability,
How New Immigrants Can Build a Credit History in South Africa.
For many immigrants, financial stability in a new country begins with a number they do not yet have: a credit score. A credit report is a snapshot of an individual’s financial behavior. It reflects how debt is managed and helps lenders assess how likely someone is to repay borrowed
Africa Deserves Better: My Encounter with a Ponzi Scheme in Disguise
On Friday, 05 September 2025, a LinkedIn post caught my attention with a familiar promise of “financial freedom.” As a creative in the finance space l was curious to know what this was all about. One of the conversations l have with myself constantly when thinking about my finance content
What I Would Do If I Was Unemployed: 7 Smart Ways to Build Skills and Opportunities
Hi, it has been a hectic couple of days with earnings season in the United States. Most companies in the major indices have already reported, and AI has remained one of the dominant themes—shaping both business strategies and market moves. At work, we’ve also just finished interviewing interns
From Scratch...
Hi, my name is Rutendo—founder and writer of Letters in Finance. I started this blog in November 2024. Back then, I was posting on Blogger. Then I had a wild idea: “I know how to code with Python and Django, and I understand HTML, CSS, and JavaScript... why not